Earning interest on a savings account is a passive way to grow your money. To optimize your savings account interest, consider these tips. First, compare interest rates offered by different banks and opt for higher yields. Next, choose accounts with compound interest for accelerated growth. Regularly deposit funds to increase the principal amount. Explore online banks for potentially higher rates and lower fees. Lastly, consider certificates of deposit (CDs) for fixed-term savings with higher interest rates. By being proactive and strategic with your savings, you can make the most of your savings account interest and build a stronger financial foundation."